It is not a legal requirement to carry liability insurance as a remote pilot of model aircraft and drones. However it is essential if you want to be a responsible operator.
The first and most important point to remember is that the primary function of the insurance is to protect the insured BMFA member (You) in the event of a claim being made against them following an incident. If a remote pilot of a model aircraft or drone were to be found responsible for an incident and carried no insurance, then they would be personally liable for any damages or costs awarded under the jurisdiction of a civil court and could stand to loose everything, this has happened.
By joining the BMFA you will benefit from the best available insurance package for sporting and recreational remote pilots of model aircraft and drones. The insurance package includes a £25M civil liability policy for lawful recognised activities.
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